Home is where the heart is.
Protect the place where your loved ones thrive with our special household insurance, which covers your house and its contents with a comprehensive policy across a range of disasters, from explosions to burglary. Our flexible Home Insurance policy also allows you to add other benefits, such as damage caused by earthquakes or floods. Create your policy based on your needs!
Frequently Asked Questions
Everything you need to know about insurance for house owners.
What is House Owners Insurance?
House Owners Insurance conveniently combines building-only and contents-only insurance. It covers a range of insured events, such as fire, theft or attempted theft, storms and lightning. It offers homeowners repair or replacement of damaged property, as well as the contents inside that property.
Is House Owners insurance mandatory?
No, House Owners insurance is not mandatory by law, but it is often required by mortgage lenders to protect their investment.
How much House Owners insurance do I need?
The amount of House Owners insurance you need depends on the value of your home and personal property. You should ensure that your policy provides enough coverage to fully replace your home and belongings in the event of a total loss.
Can I add additional coverage to my policy?
Yes, you can usually add additional coverage to your House Owners insurance policy, such as coverage for high-value items like jewelry, fine art, or collectibles.
Still have questions?
Can’t find the answers you are looking for? Get in touch with our team to learn more.